Commercial Auto Insurance

If you are the owner of small – or – medium sized business, commercial auto insurance offers:

Coverage on your company’s vehicles, whether just one, or an entire fleet.
Protection for your business against potentially devastating liability costs resulting from an accident involving your vehicles.
Quality coverage providing protections tailored to your needs.

The type of commercial auto insurance you need depends on the type of vehicles you have, what they are used for and your exposure to risk out on the road.

Protecting your company liability, vehicles and the people in them is vital to the peace of mind of your business. Even if you and your employees have personal auto insurance, your business still needs commercial auto insurance. This is because vehicles involved in an accident while engaged on company business will not be covered by personal auto insurance.

Commercial vehicles and trucks include, but not limited to:

Pickups & Private Passenger Vehicles
Busses, Taxis, Limos
Small Specialty Trucks, Cargo Vans
Tractors & Trailers
Tow Trucks

Commercial Auto insurance policies combine several different types of coverage – some are required and some are optional. A typical policy includes some combination of the following:

Bodily Injury
Property Damage
Collision
Comprehensive
Uninsured and Underinsured Motorist
Medical payments
Hired/Non-Owned Autos

Whether you have one vehicle or have a whole fleet, or your company owns, leases or rents vehicles – or if your employees drive their own vehicles for business purposes, Auto Liability Insurance is essential to protecting your business from unexpected expenses.

Contact AD Larsen Insurance Services